What Billionaires Know That Most People Never Learn Published by The SFields Group TheSFieldsGroup.com Most people use personal credit to fund their dreams — but the wealthy know better. They use business credit to fund ventures, protect personal assets, and scale wealth silently. At The SFields Group, we show you how to build wealth with […]
Using Business Credit to Build Wealth Silently Read More »
Federal Trade Commission (FTC) https://www.ftc.gov Oversees enforcement of the FCRA Offers free sample dispute letters Allows you to report credit repair scams or illegal debt collection practices Offers powerful consumer education tools Consumer Financial Protection Bureau (CFPB) https://www.consumerfinance.gov Accepts complaints against credit bureaus, debt collectors, and lenders Investigates FCRA violations Offers sample letters to request
Know the Difference. Leverage the Law. Move Strategically. At The Sfields Group, we often hear one of the most misunderstood—and financially costly—credit misconceptions:“If a debt is still on my credit report, it must still be collectible.” This isn’t just incorrect—it’s potentially damaging to your strategy. That’s why understanding the difference between a statute of
Statute of Limitations vs. Reporting Timelines: What Most People Get Wrong Read More »
At The Sfields Group, we believe credit repair should be strategic, transparent, and compliant. But not every company follows that standard—and not every consumer knows their rights. That’s why it’s critical to understand the Credit Repair Organizations Act (CROA)—a federal law designed to protect you from deceptive, unethical, or predatory credit repair practices. If you’ve
The CROA: What You Need to Know Before Working with a Credit Repair Company Read More »
